What are extra benefits included in Accidental Death & Dismemberment coverage

°AD&D plans usually have extra benefits (beyond the death and/or dismemberment benefit) that we call ANCILLARY benefits. See this section for more details. Some examples are listed below. Other ancillary benefits exist. This is just a sampling.


  • Education Benefit
  • Inflation/Escalator/Accumulation Benefit
  • Return of Premium
  • Accident Hospital Indemnity (HIP)
  • Seat Belt Benefit
  • Common Carrier Benefit
  • Accident Disability Benefit
  • Child Care Benefit
  • Rehabilitation Benefit


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