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Long Term Care plans do include exclusions. Please refer to the Certificate of Insurance. Was this article helpful? 0 0 Related Questions: How is an insured eligible for Long Term Care Typically, the insured qualifies for claim approval when: He or...… What is the Claims Office Fax Number 1-877-614-8448… What is Daily Benefit Amount (DBA) Most benefits are paid “per diem” or “per day.” Each...…