Why is it important I keep my coverage in force? 

Your Combined Insurance LBT plan was customized by you to fit you and your family’s needs. Your coverage Can continue to provide benefits to cover senior living needs or final expenses. All you have to do is change your billing method.  Nothing else changes.

Look at all you gain by keeping your coverage in force:

• Your coverage remains in effect even though you (or family members) may no longer qualify for coverage with another insurance company 
  • If you or a family member has had any health changes since you purchased your policy, you may not qualify for a new policy.

• Your LBT plan premium has not changed; and in comparison to a similar, new plan, it may even be cheaper
  • Even though you have aged, your premium has not increased.  Many insurance premiums are based on your age at time of purchase.  The younger you are when you purchase, the lower your premiums.  If you were to purchase a new policy, your premium would be based on your current age.

• Your current coverage comes with guarantees
  • Your LBT base life insurance premium will never increase, 
  • You have 50%of your life  benefit available if diagnosed with a terminal illness, 
  • LBT can be used to help fund Long Term Care needs.

Save your coverage now. Please contact us at 833)-731-2128  to set up your new payment arrangements. If you prefer to not use your checking account for automatic payments, we can also bill you directly.