Tricare/CHAMPVA Can a spouse or child have the supplement plan even when the military member/retiree does not choose to participate in the plan?

For all plans except Retail TRS, yes. Spouses and children can enroll without the military member/retiree receiving supplement coverage. Children can be covered even if no parent enrolls.

On the Retail TRS plans, the military member must enroll in order for the spouse/children to have coverage.

Was this article helpful?