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All existing Hartford Portability insureds who have had their policy for over 12 months. Insured’s are not singled out for this increase -- beginning July 1st, the change applies to each of our members. Was this article helpful? 0 0 Related Questions: Is it legal for Hartford to change my rates? Yes. Per the provisions of your policy, The Hartford reserves...… Does this impact my insurance coverage? There is no change to your coverage. Only your premium...… Why am I getting this letter? The Hartford has increased rates to ensure adequate funds are...…